The card on the left is a beginner card using minimal supplies. I used Flowers for Every Season Designer Series Paper, Just Jade ink and card stock.
The card in the middle is an intermediate card using a few more supplies. I added a ribbon and jewels and the mats are die cut using the Rectangle Stitched Framelets. The stem and leaves of the flowers are colored using a Blender Pen.
The card on the right is a card that an advanced crafter can make. I used White Embossing Powder on Just Jade card stock giving the card a totally different look. I also used the coordinating In-Color Designer Series Paper as my card front to add texture.